Mention a million dollars in scholarships as few as ten years ago, and most university officials and everybody else would have laughed in your face. It won’t happen today. There are two reasons why. College scholarship opportunities have grown tremendously and the cost of an ubdergraduate education continues to go up and up with no […]
A court order that seizes assets from the defendant to pay off a
debt is known as Garnishment. One form of garnishment is
automatic withholding of the debtor’s wages. When a creditor
fails to satisfy the debt taken, the court can issue a
garnishment against him. When the creditor petitions the court
to send a portion of its pay to […]
With the population aging and over 4000 people a day being forced to take IRA distributions (such distributions are mandatory by April 1 after reaching age 70 1/2), mistakes in taking IRA distributions can total in the billions. Yet, because people have had no prior experience, mistakes are rampant. Here are 4 common IRA distribution […]
Some folks believe everyone is responsible for his or her own life, and it is never somebody’s else business to make up what others do not actually have.
However, in some circumstances, there are always less fortunate people, not because they’ve strived less in life, but simply because for some unfortunate reasons, they are out there, […]
Adding Your First Additional Stream of Income
Most new wealth builders currently have a full-time job. After realizing that means “Just —-Over Broke” they commit to quitting their job and starting their own business.
Tax Secrets of the Rich Found Here
The concept is good, but let’s turn it around some.
One of the philosophies of the wealthy is […]
Before sharing these recommendations, I suggest that you have a
way of tracking your expenses. This will give you a clear
picture of what you spend daily, weekly and/or monthly and aid
you in reducing expenses where needed.
1) Accept the fact you are in debt and forgive yourself. If you
are in denial, you are more likely to […]
No, this is not a joke. Individuals and families in 2006 are attempting to live on 1967 inflation-adjusted median wages. On January 22, I found an article in The Chicago Tribune entitled: We’re not Ready for an Economic Hurricane, Either. Always interested in these types of stories, I began reading. To my […]
Recently I was asked what the number one concern was amongst clients. Invariably, in just about every session I give the question of money comes up. The context varies from person to person. However what I’ve observed is that there seems to be a general anxiety about money; where to get it, how […]
“Nine Notes on Wearing the Pants” Part I
Once upon a time, little girls were brought up to believe that prince charming would arrive in their lives and take care of them forever. Their pretty little dresses and soft little smiles would take care of business.
Not any more.
Today, more and more women are the sole […]
You know you’re in personal finance denial if you aren’t truthful about money and the role it plays in your life. For instance, do you ignore your bank statements or bills, carelessly keep adding to your credit card debts, have a growing overdraft or keep spending money you don’t have in order to impress others?
If […]